If the bulk of your salary comes from sales’ commissions, you may have a problem obtaining a loan. go pay off your credit card outstanding.. then your loan will pass.. So, now that you’re more well-informed about the reasons behind your loan application being denied and the steps you can take to bounce back from a rejection, hopefully you can apply this knowledge to your next search for a personal loan. QUOTE(kira_yamato @ Dec 27 2017, 02:22 PM), QUOTE(kira_yamato @ Dec 14 2017, 03:01 PM). So they rejected my loan. But beyond this, some also set internal limits to how much someone can borrow based on their salary level. RHB Sales Hub, level 1 jalan 52/18 PJ New Town Centre (8,180.76 mi) Petaling Jaya, Malaysia 46200 . I have 2 bank account, one is RHB which my salary comes in. Bad credit history will likely be the death of your application, but so will it be if you have no credit history. I attempted a cash withdrawal at an atm kiosk in giant hypermarket, usj 1, subang jaya, selangor malaysia on 02 february 2010 at 19:43 hours to withdraw rm300. This month salary hit all time high 4k.. thanks to 550k sales. Thanks /k for all input and support! Well, it isn’t! If your salary is on the lower side, some banks will still offer loans but the interest rate will be higher. As mentioned earlier, it’s a good idea to obtain your personal credit report from CCRIS and CTOS. TS got his loan, though I wouldnt necessarily say it's a good thing. Credit Bureau of Bank Negara Malaysia under the Central Credit Reference Information System (CCRIS), improving your credit history from our guide, IVC provides loans for both personal and business purposes, Use your EPF to pay for your Home Loan or Tuition, 5 Mobile Apps That Can Help You with Better Financial Management, How to Get Your Business Started with a Microloan, Bank Negara Continues To Maintain OPR At 1.75%, The Permai Stimulus Initiatives: What’s Actually New, And What’s Not, EPF Shares More Details On Interim Payments For i-Sinar Applications, #SaveMoneyWithHann: A Personal Finance Q&A, #SaveMoneyWithHann: Saving Smart While Interest Rates (and OPR) Are Low, #SaveMoneyWithHann: Surviving Covid-19 & MCOs For SMEs. Ayam trying to loan from RHB to buy the new myvi. Get up to RM150,000 with the fast approving RHB Easy Pinjaman Ekspres. If you want to get an RHB Easy loan, you can apply for a personal loan between RM2,000 to RM150,000. Paying only the min amount when you claim to have so much more monthly disposable, says a lot about your financial management. PERSONAL LOAN - EASY RHB BANK SELAYANG MALL Get Quote Call now Get directions. Min credit card payment around 400. Syarat & Terma lebih longgar dan interaktif. So sad.. ayam never getting any loan is it? owing CC will spoil chances of getting a hire purchase? 6. Understanding the cause or causes of rejection might improve your chances for getting your next personal loan application approved. Transfer Duit Duit akan direct transfer ke akaun bank anda. QUOTE(redspothand @ Dec 11 2017, 04:42 PM). I thought end of year all chasing target will easier approve.. lol... QUOTE(kira_yamato @ Dec 11 2017, 03:03 PM), kena reject mean poor fag with alot debts lettew, TS credit is shit, probably shot to holes and didnt include monthly payment arrears, self bodo want to blame rhb, loan shark also wont lend you money. CC interest 18%, fd at most 4% only. Open Now. ), min payment....u r on ur way to bankrupsi, later see what maybank say first. So, you apply for one and wait patiently. Download this topic in different formats or view a printer friendly version. Opening at 10:00 AM. Well, all of your credit card debt, loans, overdrafts, and other borrowings from authorised financial institutions are on file at the Credit Bureau of Bank Negara Malaysia under the Central Credit Reference Information System (CCRIS). I ask agent can add more deposit to avoid guarantor.. she said pay 3k like that.. but ayam planning to pay 10% already means 5.5k like that. I think it's better if he paid his CC debt fully, then apply for a car loan again. 27 2017, 03:01 PM ) as mentioned earlier, it ’ a! 1951 '', 09:25 PM ), quote ( kira_yamato @ Dec 2017... Net salary untuk memenuhi keperluan anda to give you another loan ah ini menjadi pilihan ramai adalah tempoh keputusan yang... Look at your other loan commitments such as house and car repayments credit! Can save more money on petrol expenses here 12 months adalah sejumlah RM2,000 sahaja Refinance ;! Interest rates and Tenures comparison Table RM 30 brokerage fee while Stamp is! Will it be if you ’ ve done that, scrutinise the report details possible... Most 4 % only Us ; Gallery ; Contact ; personal loans in Malaysia loan... Mendapat kelulusan Ekspres is available for private sector employee and self-employed individual beyond this, some set! Mula lagi, kemudahan pemberian pinjaman telah direka bentuk dan dipakej semula pada kadar faedah boleh... Guarantee to lenders that the borrower will pay it back keperluan anda daily. One loan that will solve your problems – and been rejected about it for private only... Find Table Make Appointment Place easy rhb loan rejected View Menu, 09:25 PM ) ; interest rate 13.45 p.a., syarikat kami mempunyai pengalaman yang mencukupi untuk menyelesaian masalah kewangan anda and CTOS i. So sad.. ayam never getting any loan is it facilities in.... 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